Independent insurance advice for Filipino families and businesses
I'm Emvie Caridad D. Macalalag, a licensed Life and Non-Life insurance agent. I've worked in HMO and health insurance since 2006. I compare plans from several insurers and explain them in plain language, so you can choose what fits.
Insurance I can help you with

Life insurance
Plans that pay your family a set benefit if you pass away.

Individual and corporate HMO
Health plans for you, your family or your team, with care at accredited hospitals and clinics.

Medical and critical illness
Plans that help pay for hospital care or treatment of a covered serious illness.

Travel insurance
Cover for medical emergencies, trip delays and lost baggage while you're abroad.

Car and motor insurance
Cover for repairs, theft and liability to other people after an accident.

Fire and property insurance
Cover for your home or business against fire and other insured events.
Hi, I'm Emvie
I've worked in HMO and health insurance since 2006, and I'm licensed for both Life and Non-Life insurance. I'm not tied to one insurer, so I can compare plans across the companies below and recommend what fits your needs and budget.
After you sign, I stay on as your agent. I help with claims and policy reviews.
Insurers I work with
Frequently asked questions
Message me on Viber
Tell me what you need, and I'll compare plans for you. The consultation is free.





